How to Get Free Credit Score

Most Americans depend on credit or other kinds of loans. The lenders take a careful look at the credit report and credit score of an applicant before approving credit or loan. Decisions on the credit approval and interest are determined by the credit health of somebody’s credit history. A strong credit score has the potential to give you access to the best interest rates, loans, rebates, and premium credit cards. Here are some ways how you can get free credit score: Read more ›

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How to Get Free FICO Credit Score

Credit applicants’ creditworthiness is evaluated by the creditors before extending credit to the consumers. One of the frequently used tools for them is the FICO score. This score is available to the banks and other financial institutions. A strong FICO Score has the potential to give you access to the best interest rates, loans, rebates, and premium credit cards. In general, consumers do not see this score. Here are some ways how you get free FICO score: Read more ›

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How to Get Free Credit Report

Almost all lenders use credit scores and credit reports to quickly identify if a person is credit worthy or not.  Most American consumers need loans at some point of their life. If somebody will get loan or not depends mostly on credit history and credit scores. Credit scores are based on information on the credit reports. This is why it is important that your credit report is free of errors and wrong information. Read more ›

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Top 5 Ways to Rebuild Credit

There are many factors which can lower your credit scores. Too much debt, late payments, non-payments, and too many credit inquiries contribute to reducing credit score. Almost all lenders use credit scores to quickly identify if a person is credit worthy or not. Most American consumers need loans at some point of their life. If somebody will get loan or not depends mostly on credit scores. This is why it is important to make every effort to rebuild credit score if it has been ruined. Read more ›

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Bad Side of Taking Cash Advance

Many stores may accept only cash. There may be other situations why you may need cash. Many of you may run to the ATM machines to get cash using your credit cards. It may seem favorable to you because of easy access to cash, in fact, it is not. Here are some reasons why you should not use your credit card to get cash: Read more ›

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How to Take Advantage of Low APR if You Have Multiple Types of Balances

If you have to use the same credit card you used for balance transfer at low interest rate, you will pay a lot if you do not pay attention to how you are using the card and making payments. We show you how you can save money if you have different types of balances. Read more ›

Posted in Credit Card