Most Americans depend on credit or other kinds of loans. The lenders take a careful look at the credit report and credit score of an applicant before approving credit or loan. Decisions on the credit approval and interest are determined by the credit health of somebody’s credit history. A strong credit score has the potential to give you access to the best interest rates, loans, rebates, and premium credit cards. Here are some ways how you can get free credit score:
- FICO website: Sign up with FICO for a 10 day free subscription. Get your FICO credit score and immediately cancel your subscription to avoid payment. This process makes the credit score free.
- Barclaycard US and First Bankcard: If you are a customer of Barclaycard US and First Bankcard (the credit card business of First National Bank of Omaha), you can get free FICO credit score. In the future, other banks may extend free FICO credit scores to customers.
- Sign up for trial subscription: Sign up with major credit reporting agencies such as Experian, TransUnion, and Equifax. Get your credit score immediately after signing up and cancel promptly. This gives you free credit scores.
- Other source of credit scores: There are other online sources of getting free credit score. In general they want you to sign up for a free trial period and forget to cancel in time. Remember to sign up for the trial period, get your credit score and immediately cancel the subscription to avoid payment.
There are a lot of credit scores available in the market, FICO credit score is one of them. FICO is the most used credit score used in the United States of America. It is estimated that 90 percent of the lending decisions are based on FICO credit score.