Saving Money by Upgrading or Downgrading Cell Phone Plan

Your current cell phone plan may not be the right one at this time. You may be able to save some money if you make proper adjustment on your plan. Here are some ways how you can decide what you need to do.

  • Find your usage pattern: Study your cell phone bills for the last six months and note down the minutes you used each month. If there was a one-time emergency situation that resulted in very high level of cell phone usage, ignore the bill that includes this emergency. Take the highest minutes from all the bills and round the number to the next hundreds.

    For example, if your highest usage is 430 minutes, the rounded number will be 500 minutes. Based on this information, you need to upgrade or downgrade your plan. This action will save you money because your cell phone bill will be based on the minutes you normally use. If your plan includes lower number of minutes than your actual usage, you will be charged excessive amount of fees. On the other hand, if you are consistently using 500 minutes or less and you are signed up for a higher number of minutes or unlimited number of minutes, you are paying for the service that you do not use. In this case, downgrading your plan will save you money. Check with your cell phone company if you are allowed to upgrade or downgrade without paying extra penalty or fees.

  • Very low cell phone usage: If you need your cell phone for emergency purposes only and use very low number of minutes, getting a pay-as-you-go plan or pre-paid plan may save you money. Study your past usage patterns and make appropriate decision.
  • No need for cell phone: If your living status does not require a cell phone usage, you can get rid of cell phone plan and save money. Check for early termination fee with your cell phone company before disconnecting your service.
  • No need for landline: If you have a cell phone service with required number of minutes, you may not need your landline phone. Study your landline phone usage, you may find that you will be able to live without your landline phone. In this situation, getting rid of home phone service will save you money. If you have high speed internet at home, you can use Google phone for free to call anybody in USA or Canada. This option may save your cell phone minutes and make home phone use unnecessary.
  • Roaming fees: If your phone company charges extra fees for the roaming calls (calls outside service area), ask your phone company if you can get out of range calls included in your plan for free. Depending on the response you get, you may need to upgrade your plan or get your service from another phone company to save money.

The guides listed above show you how you can find if you need to upgrade or downgrade your cell phone plans. Making appropriate adjustments on your cell phone plan will save you money.

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